Nebraska State Bank and Trust, Co
Leading. Serving. Growing
Find the perfect account for you
1
Will your business have more than 1,000 items each month?
2
Is your business a sole proprietorship or a not-for-profit organization?
Will you always keep more than $1,500 in your business checking account?
Commercial Checking
- Earnings credit allowance on deposit balances may offset activity fees
- Only $15 monthly service charge
- Transaction items are just 10¢ each*
Business Interest Checking
- 1,000 FREE monthly transaction items*
- Competitive interest
- Only $1,500 minimum balance to avoid monthly fee of $6
- Up to $10,000 currency deposited per month FREE^
Totally Free Business Checking
- 1,000 FREE monthly transaction items*
- No minimum balance
- No monthly service charge
- Up to $10,000 currency deposited per month FREE^
*Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. **We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. ***$10 for checks and debit cards from another financial institutions given at the time the checks/debit cards are presented. ^If the Totally Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
To assist in opening your new account, we may request the following:
- SSN or TIN of owner
- TIN of LLC
- Articles of Organization
- Operating Agreement/Banking Resolution
- Certificate of Good Standing
- TIN of Partnership
- Partnership Agreement
- Certificate of Partnership
- TIN of Organization
- If incorporated, follow corporation guidelines
- If tax-exempt, IRS documentation or tax return
- If not tax-exempt, authorization letter
- TIN of Corporation
- Articles of Incorporation
- Banking Resolution
- Certificate of Good Standing
Save Money
Save time and money with these great products and services:
FREE Business Debit Card
FREE Online Banking and FREE Bill Pay
FREE Mobile Banking and FREE Mobile Deposit
FREE eStatements
Savings Plans
FREE Personal Checking
Free Debit Card
Enjoy the convenience of paying for your purchases at virtually any merchant. The purchase is electronically deducted directly from your checking account. Eliminates the hassle of carrying a checkbook. The VISA debit card also functions as an ATM card, which allows you to make cash withdrawals, deposits (in-state only), do a balance inquiry or transfer funds at most ATMs worldwide. (Card application subject to approval)
If you have an out of the ordinary charge on your debit card, our third party card processor may call for verification of the transaction from either 800-279-2674 or 877-253-8964. The caller will never ask for your debit card number, account number or PIN number.
Debit Cards & Traveling Internationally
Lost, Stolen, Compromised Cards
CALL 800-554-8969
Business Loan Options
Commercial Operating Loans
Discover why NSB&T is the preferred provider of commercial banking services for area businesses. As an independently owned bank we can structure your loan with terms agreeable to your business and approved by our loan officers, not requiring "loan committee" approval from the home office.
Equipment Loans
Is it time to update some of your company’s equipment? We’d like to have the opportunity to show you how we can tailor a loan to fit your business needs.
Real Estate Loans
Planning to expand or relocate your business? Allow us to structure your new or consolidated real estate debt with our competitive terms and rates.