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Saving Accounts

Saving account includes:

Competitive interest

No minimum balance is required for anyone under the age of 24

FDIC insured

Add to account whenever you wish

Online and Mobile Banking accessibility

Saving Accounts Offerings

Savings Accounts

Personal Savings:
$200 Minimum Balance FREE Internet Banking & Bill-Pay
$3.00 Monthly Maintenance Fee**
**Waived with a min. balance of $200. Charge is waived if account holder is under the age of 24.

Christmas Club:

Alleviate those financial woes at Christmas by setting aside money regularly so you will be ready for the holiday season. Deposits can be made weekly, bi-weekly or monthly and debited right from your Nebraska State Bank Checking account. Christmas Club checks are issued in October so you can get a head start on your Christmas giving.


Time Certificates of Deposit (CDs)

Currently offering these maturities:
3 Months 18 months 2 Years 4 Years
6 Months 1 Year 3 Years 5 Years

IRA Accounts

Take advantage of your opportunity to make annual tax deferred contributions to your retirement plan. Stop in to learn more about the maximum allowed contributions for this year.


Health Savings Accounts

  • No Minimum Balance required
  • Check writing and Debit Cards are both available
  • FREE Internet Banking
  • No service charges or transaction fees will be charged
  • Account cannot be overdrawn. Any checks drawn on non-sufficient funds will be returned.

To learn more about Health Savings Accounts please visit the US Treasury website:
US Dept. of Treasury: Resource Center


Money Market/Loyalty Money Market

  • Very competitive interest
  • Unlimited amount of deposits
  • Relationship rate benefit for the loyalty account
  • No monthly maintenance fees if minimum balance is maintained ($1,000 for Money Market; $10,000 for Loyalty Money Market)
  • Free Internet Banking & Bill Pay

Other Account Options

Checking Accounts

FREE Debit Card, Online Banking, Billpay, Mobile Banking and Mobile Deposit

Learn more

Visa Debit Cards

Enjoy the convenience of paying for your purchases at virtually any merchant.

Learn more