Last Updated: April 10, 2025
The Nebraska State Bank & Trust App (The App) - powered
by Fiserv - provides services to users on behalf of Nebraska State Bank &
Trust Co. as a service provider. This Privacy Notice, in combination with
relevant privacy notices that Nebraska State Bank & Trust Co. provides to
you (e.g., pursuant to financial privacy laws), informs you of the policies and
practices regarding the collection, use and disclosure of any personal
information that The App collects from or about users in connection with our
mobile application (the “Services”). The specific capabilities of
the Services available to you vary depending on Nebraska State Bank & Trust
Co. You can find more information about Nebraska State Bank & Trust Co.’s
privacy policies and your choices at www.nesb.bank
or by contacting Nebraska State Bank & Trust Co.
Depending on the services offered by Nebraska State Bank
& Trust Co., The App may allow you to:
THE TYPES OF INFORMATION THE APP COLLECTS
The App may collect personal information from you in the
following ways:
(a) Personal Information You Provide to Us.
(b) Personal Information Collected from Third Parties. The
App may collect certain information from identity verification services and
consumer reporting agencies, including credit bureaus, in order to provide some
of our Services.
(c) Personal Information Collected Via Technology. We and
our service providers may automatically log information about you, your
computer or mobile device, and your interaction over time with our Services,
our communications and other online services, such as:
HOW THE APP USES YOUR INFORMATION
(a) General Use. In general, The App uses your personal
information to respond to your requests as submitted through the Services, to
provide you the Services you request, and to help serve you better. The App
uses your personal information in the following ways:
(b) Compliance and protection. We may use your personal
information to:
(d) Creation of Non-Identifiable Data. The App may create
de-identified information records from personal information by excluding
certain information (such as your name) that makes the information personally
identifiable to you. The App may use this information in a form that does not
personally identify you to analyze request patterns and usage patterns to
enhance The App’s products and services. The App reserves the right to use and
disclose non-identifiable information to third parties in its discretion.
DISCLOSURE OF YOUR PERSONAL INFORMATION
The App discloses your personal information as described
below.
(a) At the Direction of Nebraska State Bank & Trust Co. The
App may share your information with Nebraska State Bank & Trust Co. or with
third parties at the direction of Nebraska State Bank & Trust Co. Other
than as described in this Privacy Notice in connection with the Services, this
Privacy Notice does not apply to the processing of your information by Nebraska
State Bank & Trust Co. or third parties with whom The App shares
information at Nebraska State Bank & Trust Co.’s direction.
(b) Third Party Service Providers. The App may share your
personal information with third party or affiliated service providers that
perform services for or on behalf of The App, for the purposes described in
this Privacy Notice, including: to provide you with the Services; to conduct
quality assurance testing; to facilitate the creation of accounts; to optimize
the performance of the Services; to provide technical support; and/or to
provide other services to The App.
(c) Corporate Restructuring. The App may share some or all
of your personal information in connection with or during negotiation of any
merger, financing, acquisition or dissolution transaction involving the sale,
transfer, divestiture, or disclosure of all or a portion of The App’s business
or assets. In the event of an insolvency, bankruptcy, or receivership, personal
information may also be transferred as a business asset. If The App’s company,
business or assets is acquired by another company, that company will possess
the personal information collected by The App and the company will assume the
rights and obligations regarding your personal information as described in this
Privacy Notice.
(d) Authorities and Others. Regardless of any choices you
make regarding your personal information, The App may disclose your personal
information to law enforcement, government authorities, and private parties,
for the compliance and protection services described above.
LINKS TO OTHER SITES
The App may contain links to third party websites. When you
click on a link to any other website or location, you will leave the App and go
to another site and another entity may collect personal and/or anonymous
information from you. The App’s provision of a link to any other website or
location is for your convenience and does not signify our endorsement of such
other website or location or its contents. We have no control over, do not
review, and cannot be responsible for, these outside websites or their content.
Please be aware that the terms of this Privacy Policy do not apply to these
outside websites. We encourage you to read the privacy policy of every website
you visit.
YOUR CHOICES REGARDING YOUR INFORMATION
You have several choices regarding use of information on the
Services.
(a) How We Respond to Do Not Track Signals. Some web
browsers transmit “do not track” signals to the websites and other online
services with which your web browser communications. There is currently no
standard that governs what, if anything, websites should do when they receive
these signals. The App currently does not take action in response to these
signals. If and when a standard is established, The App may revise its policy
on responding to these signals.
(b) Access, Update, or Correct Your Information. You
can access, update or correct your information by changing preferences in your
account. For additional requests, please contact Nebraska State Bank &
Trust Co.
(c) Opting Out of Email or SMS Communications. If you have
signed-up to receive our email marketing communications, you can unsubscribe
any time by clicking the "unsubscribe" link included at the bottom of
the email or other electronic communication. Alternatively, you can opt out of
receiving marketing communications by contacting us at the contact information
under "Contact Us" below. If you provide your phone number through
the Services, The App may send you notifications by SMS, such as provide a
fraud alert. You may opt out of SMS communications by unlinking your mobile
phone number through the Services.
(d) Opting Out of Location Tracking. If you initially
consented to the collection of geo-location information through the Services,
you can subsequently stop the collection of this information at any time by
changing the preferences on your mobile device. Please note, however, that if
you withdraw consent to our collection of location information, you may no
longer be able to use some features of the App.
SAFEGUARDS AND RETENTION
We implement reasonable administrative, technical and
physical measures in an effort to safeguard the information in our custody and
control against theft, loss and unauthorized access, use, modification and
disclosure. Nevertheless, transmission via the internet is not completely
secure and we cannot guarantee the security of your information.
Federal laws and regulations require that US financial
institutions retain original, active and historical records. Your personal and
financial data will be retained for a period of five to ten years, depending on
applicable laws, regulations and legitimate business needs.
A NOTE ABOUT CHILDREN
The Services are not directed towards individuals under the
age of 18, and The App does not intentionally gather personal information about
visitors who are under the age of 18. If a child under 18 submits personal
information to The App and The App learns that the personal information is the
information of a child under 18, The App will attempt to delete the information
as soon as possible.
PRIVACY NOTICE UPDATES
This Privacy Notice is subject to occasional revision. Nebraska
State Bank & Trust Co. or The App may notify you, in their sole discretion,
of any material changes in The App’s collection, use, or disclosure of your
personal information by posting a notice on the Services. Any material changes
to this Privacy Notice will be effective thirty (30) calendar days following
notice of the changes on the Services or immediately where no notice is given.
These changes will be effective immediately for new users of the Services. If
you object to any such changes, you must notify The App prior to the effective
date of such changes that you wish to deactivate your account. Continued use of
the Services following notice of any such changes (or use of the Services after
any such changes) shall indicate your acknowledgement of such changes.
CONTACT US
If you have any questions or
complaints about this Privacy Notice or The App’s data collection or processing
practices, or if you want to report any security violations to The App, please
contact Nebraska State Bank & Trust Co. by email at: This email address is being protected from spambots. You need JavaScript enabled to view it.; or by mail at:
Nebraska State Bank & Trust
Co.
P.O. Box 688
Broken Bow, NE 68822