The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.

Nebraska State Bank & Trust Co. is proud to achieve an "Satisfactory" CRA rating from the FDIC in our most recent Performance Evaluation.

The information below is current as of April 1 of each year. Due to technical reasons, some documents are not compatible with screen readers. However, if you are interested in those documents, please contact us. We are happy to assist you.

Public Comments received for the current year and the prior two calendar years as of April 1, 2024. Nebraska State Bank & Trust Co. may, at its discretion, periodically update this to include public comments received after the annual April 1 update.

CRA Performance Evaluation - click here

Branch Locations and Hours of Operations

List of branch locations and hours of operation as of April 1, 2024.

List of branches opened or closed:

None

Assessment Areas

The following assessment areas represent the communities Nebraska State Bank & Trust Co. Bank serves. Maps and Census tract information can be accessed by clicking the links below.

Custer County, Nebraska        Census Tracks, Custer County

Products & Services

• Personal Products & Services including Banking and Borrowing.
• Business Products & Services including Lending and Managing.
• Questions regarding transaction fees or cost of services should be directed to your nearest Nebraska State Bank & Trust Co. Bank location.

CRA Disclosure Statements
Nebraska State Bank & Trust Co. Bank CRA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) website. To view the Disclosure Statement, follow the link below, select the year you wish to review and enter either the Respondent ID or Institution Name.

Nebraska State Bank & Trust Co. Bank reported data
Institution: Nebraska State Bank & Trust Company
Respondent ID: 00000412153

CRA Public File Requests
Nebraska State Bank & Trust Co. can provide hard copies of the CRA Public File. Please note, we may charge a fee to cover copying and mailing expenses. Requests can be sent to nsb@nesb.bank.